Obamacare shock unquestionably helped Republicans in 2014. Why assume it won’t last?
I have already posted on how the media attempts to pretend that the Republicans did not sweep the nation because of the unpopularity of Obamacare are simply not credible.
And the hits just keep on coming. Here’s the latest from the local CBS affiliate in Washington DC: “‘People Are Going To Be In For A Shock’: Penalty For Uninsured Not Signing Up For Obamacare To More Than Triple.”
Americans will see their bank accounts shrink if they don’t sign up for Obamacare in its second enrollment season.
Uninsured Americans who decide not to enroll will face a penalty of $325 per person, more than tripling the $95 penalty those who did not enroll had to pay the first time around.
Children under the age of 18 will be fined $162.50. The maximum amount an uninsured family will be penalized is $975 under the flat-rate method.
“The penalty is meant to incentivize people to get coverage,” Laura Adams, senior analyst of InsuranceQuotes.com, told CBS News. “This year, I think a lot of people are going to be in for a shock.”
Obviously, if they are failing to sign up for Obamacare, the penalty is not working as an incentive. When Adams admits “a lot of people” will be shocked, she has virtually admitted that they are not incentivized. And if there could be any doubt, Bob Allen has informed us that Obamacare sign-ups are significantly below CBO projections.
Why should the fine be an incentive? The maximum fine for a family is trivial compared to the annual price of a Bronze plan.
The CBS story continues:
CBS News reports that many Obamacare plans will be charging more as a 27-year-old earning 250 percent of the poverty rate will now have to pay an average of 7 percent more for the lowest-cost bronze plan. The analysis from Investor’s Business Daily found that the lowest-cost silver plan will rise 9 percent and the lowest-priced catastrophic policy will go up by 18 percent.
But that leaves out a huge part of the cost. Bronze plans make the patient pay so much out of pocket that they are forgoing medical treatment because they can’t afford it. So why pay so much money for a benefit you will never receive? Just pay the fine.
All of this leads back to my original question. Why should anti-Obamacare rage die out in two years? We are still not done experiencing nasty shocks regarding the Affordable Care Act. The Democrats convinced themselves that Obamacare would be a benefit to their party. If they were wrong for 2014, why would it be different for 2016?
Basically, they have shown that they had no idea what they were doing. We can hope and pray (and work!) for another great victory in 2016.